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Manager en stage H/F

Vancouver, Bc

$ 90000.000110000.000CADyear

Company Profile Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer complementary lending services and competitive deposit investment products. Home Trust is a private company.

Manager, Mortgage Underwriting leads a group of underwriting professionals, ensuring adjudication of mortgage applications are in accordance with the 5 C’s (Capacity, Capital, Collateral, Character, Conditions). Assessing risk and ensuring all applications adhere to both quality and service standards remain the overarching focus for this role through coaching and mentoring their respective team. Lead and develop a highly capable and engaged workforce of credit professionals to ensure applications are decided upon within the company’s risk appetite and established SLA’s

Regularly coach and develop direct reports and support employee development across the unit/company.

Meet all financial operating requirements including behaving in a fiscally responsible manner and in compliance with all internal operating control standards

Monitor productivity and workflow to ensure optimal team efficiency and quality in adjudicating prospect applications

Appropriately actions post funding review and Loan Review findings at the Underwriter and Mortgage Officer level to ensure effective decision processes are maintained

Support the Directors’ implementation/maintenance of underwriting standards and guidelines for existing and new products.

Review, analyze and verify mortgage applications for completeness, accuracy, suitability, and risk to ensure compliance with underwriting policies, procedures, and guidelines

Adhere to compliance obligations including Privacy, Anti-Money Laundering/Anti-Terrorist Financing, and internal Anti-Fraud Policy requirements

Effectively manage Underwriters’ delegated lending authority to ensure authority is consistent with capability and capacity

We base our salary ranges on localized market data ensuring competitive compensation. In addition to base salary, we offer annual bonus dependent on individual, team and company performance, and an 8% (match) RRSP contribution.

5-7 years leading a team within mortgage lending

~ In depth understanding of residential mortgage products developed through experiences within a similar environment

~ Significant experience in reviewing residential mortgage applications

All employees of Home Trust Company must comply with all applicable Home Trust Company, and specific Line of Business policies, standards, guidelines and controls. Additionally, all employees are obligated to become familiar with Home’s risk management framework and understand the operational risk management requirements within their specific business. Employees are also expected to understand and comply with the Company’s Code of Business Conduct & Ethics Policy at all times and escalate any issues or concerns through various reporting channels (i.e. Customer Complaints Appeals Office (CCAO), Compliance Hotline, Whistleblower Policy, etc).

Home Trust is committed to fair and accessible employment practices and we are committed to providing accommodations for persons with disabilities. If you are contacted by Home Trust regarding a job opportunity or testing and require accommodation in any stage of the recruitment process, please use the above contact information.

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